Smart Credit Card Use1.5 - Google Play

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Publisher Description

FOR INDIAN CREDIT CARD USERS ONLY

Smart Credit Card App provide support the following Credit Card Providers/Banks:
- SBI Credit Card
- HDFC Credit Card
- ICICI Credit Card
- HSBC Credit Card
- Standard Chartered (Stanchart) Credit Card
- CITIBANK Credit Card
- Axis Bank Credit Card
- Oriental Bank of Commerce SBI (OBC SBI) Credit Card
- Bank of Maharashtra SBI (Maha SBI) Credit Card
- American Express (AMEX) Credit Card
- Kotak Bank
* SUPPORT FOR MORE BANKS COMING SOON....


Please note before installing Smart Credit Card Use App: You must have at least 1 credit card transaction or payment SMS in your mobile from Bank/Credit Card company.


Smart Credit Card Use is OFFLINE application For tracking expenses and payments related to your credit card (credit card management). Currently app supports major Indian credit cards providers such as, SBI, HDFC ICICI, HSBC, Standard Chartered, CITI, Axis, OBC SBI, American Express (AMEX), Kotak Bank and Maha SBI bank.


How to use this app effectively:
Please note: It is mandatory that you have at least 1 SMS (transaction or payment) from credit card provider
Open the app and wait for message scan progress bar
After finishing the scan, the app will present list of the credit cards
Select a card and enter your credit limit, statement date and credit period, don't worry this option in editable anytime!
You can cross check the payment due date in summary section


Smart Credit Card Use Application Advantages
1. Track all credit card transactions in central UI
2. Track all credit card payments in central UI
3. Track your credit card duplicate transactions immediately
4. Save your valuable time by using ready to send credit card mobile banking SMS
5. Get your best card suggestion for today’s transaction by referring "STAR" sign located at the right side of your best credit card
6. Smart Credit Card Use is an Application, no need of active internet connection
7 . Analytics for all your credit cards


Smart Credit Use application features:
- Facility to set and edit credit limit, statement generation date and credit period*.
- Approximate transaction amount and payment due date at the bottom of the graph
- App suggests the best credit card for today’s transaction
- Graphical representation of expenses and payments for current cycle as well as last 3 and 6 months cycles
- Smart Credit Card SMS Banking
- Separate sections for expenses and payments
- All data is saved on your phone as this is totally OFFLINE application
- Analytic feature allow users to track top credit cards and vendors
- Analytic feature also shows users credit cards monthly spend graph


*How to calculate credit period:
For example, if your statement begins on 1 September and ends on 30 September, you will have approximately 20 days after 30 September to pay your bill in full.
This means 30 days of September + 20 days after 30 September to pay your bill in full, this means 30 Days + 20 days = 50 days credit period


So if you make a purchase on day 15 of your statement period, you’ll have 15 days remaining until your statement period closes, plus 20 days to make full payment.


Your feedback is highly appreciated and will help us to improve our ability to serve you better. Please email question and feature request to vidyabhisol@gmail.com



About Smart Credit Card Use

Smart Credit Card Use is a free app for Android published in the Accounting & Finance list of apps, part of Business.

The company that develops Smart Credit Card Use is VidyabhiSol. The latest version released by its developer is 1.5.

To install Smart Credit Card Use on your Android device, just click the green Continue To App button above to start the installation process. The app is listed on our website since 2014-11-04 and was downloaded 0 times. We have already checked if the download link is safe, however for your own protection we recommend that you scan the downloaded app with your antivirus. Your antivirus may detect the Smart Credit Card Use as malware as malware if the download link to com.VidyabhiSol.smartcredituse is broken.

How to install Smart Credit Card Use on your Android device:

  • Click on the Continue To App button on our website. This will redirect you to Google Play.
  • Once the Smart Credit Card Use is shown in the Google Play listing of your Android device, you can start its download and installation. Tap on the Install button located below the search bar and to the right of the app icon.
  • A pop-up window with the permissions required by Smart Credit Card Use will be shown. Click on Accept to continue the process.
  • Smart Credit Card Use will be downloaded onto your device, displaying a progress. Once the download completes, the installation will start and you'll get a notification after the installation is finished.

Program Details


General

Publisher
Released Date
2014-11-04
Languages
English

Category

Category
Subcategory

System requirements

Operating systems
Android

Download information

File size
7.5 MB
Total downloads
0

Pricing

License model
Free
Price

Version History


Here you can find the changelog of Smart Credit Card Use since it was posted on our website on 2016-10-02. The latest version is 1.5 and it was updated on Apps112 on 07 October, 2026. See below the changes in each version:

version 1.5

posted on 2014-11-04

Disclaimer


Official Google Play Link


We do not host Smart Credit Card Use on our servers. We did not scan it for viruses, adware, spyware or other type of malware. This app is hosted by Google and passed their terms and conditions to be listed there. We recommend caution when installing it.

The Google Play link for Smart Credit Card Use is provided to you by apps112.com without any warranties, representations or guarantees of any kind, so access it at your own risk.

If you have questions regarding this particular app contact the publisher directly. For questions about the functionalities of apps112.com contact us.





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Users Rating:
  0.0/5     0
Downloads: 0
Updated At: 2026-10-07
Publisher: VidyabhiSol
Operating System: Android
License Type: Free

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